Purba Bardhaman - 713103, WB

1No Ichhlabad Road, Parbirhata, (Opp. Vidyarthi Bhavan Boys High School)

Monday - Friday

9:30 AM - 6:30 PM

Welcome to
AD Economics Solution Pvt. Ltd.
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What we offer

Our Services

Get hold of our best insurance services for the betterment of your life.

Avail our loan services so that you can easily accomplish your goals.

ONGO CRM with Interoperable cash deposit service shall help one bank customer to deposit cash at the same or another banks cash recycling machine (CRM) / cash deposit machine (CDM) for depositing the cash in his own account linked with the debit card or third party account held with another participating member bank.

We have the expertise to create a website for you. From design to implementation, we will perform all tasks so that your business has the best online presence.

Car Insurance

A car insurance can compensate you for any financial loss incurred due to an accident, theft or natural calamity. It is the best way to protect yourself and your car from financial emergencies, including any legal liability, resulting from physical damage, traffic collision, bodily injury caused to you, the insured car, or a third party. At AD Economics Solution Pvt. Ltd., we will safeguard your car with the best car insurance services.

Home Insurance

Home is where the heart is and also where our mind, body, and soul reside. It is a sanctuary of peace, warmth, and happiness, a place where we spend the best moments of our lives with the people we love. Buying a house is one of the biggest investment decisions of our lifetime. We save every single penny of our earnings to buy our dream house. Regardless of how big or small it is, every house needs care, safety, and protection from unforeseen damages and disasters. A house is prone to many potential threats like burglary, fire and natural disasters like earthquakes, Storms, Flood, typhoons, and Inundation.

A home insurance policy is the only way to protect and safeguard your peaceful abode from such unexpected dangers. A good property insurance plan not only protects your house externally but also covers the assets and valuable owned by you along with the structure. With a perfect house insurance plan in your hand, you are completely equipped to weather any crisis that comes your way. Buy home insurance online easily through AD Economics Solution Pvt. Ltd. today!

Life Insurance

Life insurance is a contract between an insurance policyholder and an insurer or assurer, where the insurer promises to pay a designated beneficiary a sum of money in exchange for a premium, upon the death of an insured person (often the policyholder). Depending on the contract, other events such as terminal illness or critical illness can also trigger payment. The policyholder typically pays a premium, either regularly or as one lump sum.

AD Economics Solution Pvt. Ltd. is an industry leader in helping develop and implement a comprehensive Life insurance strategy that enables insurers to continuously adapt to and profit from disruption.

Health Insurance

Having an Online Health Insurance helps you focus on your recovery. If the bills of the health insurance claims are made through a cashless treatment facility or a cashless treatment facility or a reimbursement mode offered by the insurance company on submission of relevant proofs like medical bills. It is important to invest in Health Insurance Mediclaim Policy to safeguard your financial well-being. Our Health insurance policy provides financial aid for medical expenses incurred for treatment of ailments, surgery, hospitalization, etc. covered under a health insurance plan.

Motor Insurance

Two-wheeler insurance offers coverage against any damage caused to a two-wheeler and/or its riders arising due to unforeseen events such as road accidents, theft, natural disasters. It also protects against third-party liabilities that may arise due to bodily injuries/damages caused to a third-party individual/property. Two-wheeler insurance is the perfect solution to efficiently meet inflated repair costs that arise from damages caused to insured two-wheeler vehicles. Bike Insurance policy protects all types of two-wheelers including motorcycles, mopeds, and scooters, used for both personal and commercial use.

Home Loan

Home loan rates can be either fixed or flexible. In the former, the interest rate is fixed for the loan’s entire tenor, while in the latter, the rate does not remain fixed.

You generally take a home loan for either buying a house/ flat or a plot of land for construction of a house, or renovation, extension, and repairs to your existing house

Business Loan

With AD Economics Solution Pvt. Ltd. business loans, funding for your small business is now just hours away. Use the funds to invest in infrastructure, expand operations, upgrade to the latest plant and machinery, maintain inventory, or to increase working capital. These customized loans can give your business the much-needed boost to help your enterprise scale new heights with enhanced competitiveness and profitability.

Education Loan

You may have studied hard and excelled in your exams or just planned the next move in your career. Whatever be your reason to study, your research should end at finding the right institute. Let finance be the last thing to worry about. We at AD Economics Solution Pvt. Ltd. understand your career aspirations and offer the best Education loan to successfully aid your journey as a student. Our education loans aim at providing financial support to aspiring students for pursuing higher professional education in any part of the world.

Personal Loan

Personal Loans are the best way to meet your expenses during an emergency or fund any unplanned situation in life. Whether you are planning your next dream vacation with your loved ones or want to get funds for our child’s marriage, a Personal Loan offers double benefits of quick access to funds and zero need for collateral. Personal Loans have emerged as a great way to finance purchases that otherwise would have been challenging with a regular paycheck. For those who are looking for an instant Personal Loan online, we have great offers for Personal Loans.

Car Loan

Dreaming of owning a car? AD Economics Solution Pvt. Ltd. Car Loan aims to ensure that you drive around the city in your own vehicle! Avail a car loan, or opt for a pre-approved car loan, and get the best interest rates. Apply for an AD Economics Solution Pvt. Ltd. New Car Loan and make your dream of owning a car come true. AD Economics Solution Pvt. Ltd. offers Car Loans up to 100% of the on-road price of the car, with attractive interest rates. Apply now for approval and faster processing of your car loan.

ATM + Cash Deposit

ONGO CRM with Interoperable cash deposit (ICD) ONGO CRM with Interoperable cash deposit service shall help one bank customer to deposit cash at the same or another banks cash recycling machine (CRM) / cash deposit machine (CDM) for depositing the cash in his own account linked with the debit card or third party account held with another participating member bank. Cash in Cash Out – Features and Benefits Features Instant verification of notes Card based transaction Depositor is identified Limit of less than rs. 49,900/- per transaction Paperless transaction Third party account deposits Benefits Instant credit tobeneficiary account 24×7 availability of WAL pay per transaction revenue including deposit transaction Optimizing cash management cost.

IT Services

We at AD Economics Solution Pvt. Ltd. has the expertise to create a website for you. From design to implementation, we will perform all tasks so that your business has the best online presence. We will design and build your high-quality websites all here. Whether you’re promoting your business, showcasing your work, opening your store or starting a blog—you can do it all with AD Economics Solution Pvt. Ltd. Our writers and designers capture everything that’s unique about your company to create a business website customized to your needs. So, connect with us to know more.

Who is AD Economics?

At AD Economics Solution Pvt. Ltd., we feel proud to be one of the leading economics solution companies. We have a huge customer base which includes individuals like you, corporates and SMEs. With our a billion contact points across the globe, you can now reach out to us and enjoy our services at your own convenience. Moreover, with online & offline services, we have become even more accessible. Our company offers a comprehensive product bouquet of all lines of business such as Car Insurance, Two-wheeler Insurance, Health Insurance, Travel Insurance and Home Insurance, including corporate policies such as property insurance and customer loans. The comprehensive policy is based on international rates and optimizes the premium outflow for clients even as it offers a one-stop, all-risk cover.

Who are we?

What do we have for you?

You can look up to us for many of your insurance solutions with respect to motor, health, home, etc. Through our products and services, we try to meet every customer’s individual needs by offering customized plans. In our endeavor to delight our customers, we strive to come up with innovative products like the Over-The-Counter health & home insurance policies.

Contact us, so you can focus on

We’ve been the partner to thousands of people like you with whom we’ve partnered to help build their secure financial futures – so you can focus on what’s important.

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Visit our office, we are open from Monday to Friday (9:30 AM to 7:30 PM)

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We Celebrated our 2nd Foundation Day

Major Home Loan providers in India

Bank NameLoan to Property ValueInterest RatesMCLR RatesProcessing Fee
State Bank Of India (SBI) 75% – 90%7.90% – 8.45%7.80%0.35% + GST, Nil for Govt Employees
United Bank of India75% – 80%8.00% – 8.15%8.60%N.A
HDFC Ltd 75% -80%8.00% – 8.45% 16.60%Rs 10,000+ AT or 0.25% + AT ( Which ever is lower)
Bank of India75% – 85%8.10% – 8.40% 8.55%Nil
LIC Housing8.10% – 8.95% 14.60%Upto 0.50% of the loan amount or Rs.2,000 whichever is higher, plus applicable taxes.
Vijaya BankUpto 80%8.15% – 8.65% 8.55%N.A
Bank of Baroda75% – 90%8.15% – 9.15% 8.55%Upto 0.5 % of loan amount + GST
Indian Bank80% – 90%8.20% – 8.55% 8.60%Nil
IDBI75% – 90% 8.25% – 8.60% 8.85% Nil
ICICI BankUpto 85% 8.25% – 8.70% 8.75% 0.50% Or 10,000 + GST , whichever is higher.
Allahabad Bank75% – 80% 8.25% – 8.85% 8.45% Nil
Citibank75% – 80% 8.50% 8.45% 0.5% + ST or Rs 25,000 + ST (whichever is higher)
AXIS Bank75% – 85% 8.55% – 9.20% 8.70% Up to 1% of the Loan amount subject to minimum of Rs.10,000/-
UCO Bank75% – 80% 8.70% – 8.95% 8.55% Nil
PNB Home Loan75% – 80% 8.75% – 8.85% 8.45% 0.35% of the loan amount
Minimum- Rs. 2,500/-
Maximum- Rs. 15,000/-
Indiabulls Housing Finance Limited75% – 80% 8.80% – 12.00% 9.50% Nil
Union Bank of India65% – 80% 8.85% – 8.95% 8.65% 0.50% of loan amount subject to a maximum of 15000 + GST
Kotak Bankup to 90%8.90% – 9.25%8.65%Nil
PNB Housing Finance75% – 80% 8.95% – 9.45% 8.45%Rs. 5000 (Application fee)
Bajaj Finserv75% – 80% 9.05% – 11.15% Nil
Federal BankUpto 85% 9.10% – 10.00% 8.95%N.A
Standard CharteredUpto 80% 9.41% 8.90%Nil
DHFL80% – 85%9.75%18.82% RPLRUpto Rs. 20,000 + document charges + GST

Interest Rates and processing fees charged by Major Banks on Loan against property

Bank Nameup to 30 lacs30-75 lacs 75 lacs & above Processing fees
HDFC9.75% – 10.50%9.75% – 10.50%9.75% – 10.50%Maximum of 1% of loan amount
Ing vysya N.A N.A N.A 1%
ICICI Bank 11.35%11.35%11.35%0.25% of the loan amount or Rs.50000 +GST whichever is higher
Axis Bank 11.00% – 12.10%11.00% – 12.10%11.00% – 12.10%1% or Rs 5000 (whichever is higher)
Indiabulls 10.60% – 14.50% 10.60% – 14.50% 10.60% – 14.50%0.50% to 1.00%

Compare Top Personal Loan Banks on the Basis of Interest Rates, Processing Fees, Prepayment Charges & Approval Time

Bank NameInterest Rates Processing Fees Fore Closure Charges Disbursal Time
Standard Chartered Bank 11.50% – 18% 0 – 1% Upto 5% 3-4 Working Days
ICICI Bank 11% – 17.50% 0.50% – 2.25% Zero above 10 lakh & 12 EMI Paid, Otherwise 5.00% 48 working hours
HDFC Bank 10.75% – 13.45% upto 3999 + GST Zero above 10 lakh, Otherwise 4.00% 48 working hours
SBI Bank 11.95% – 16.55% 2.00% – 3.00% NIL72 working hours
Bajaj Finserv 11.99% – 16.00% Upto 2.00% Upto 4% post 1st EMI clearance 48 working hours
Kotak Bank 11.29% – 20.15% Rs.999 – 2% Zero above 10 lakhs loan amount, Else 5.00% 60 working hours
Fullerton India 11.99% – 26.00% 2.00% Upto 7.00%, 0% after 3 years 48 working hours
Axis Bank 15.00% – 20.00% 2.00% N.A 60 working hours
TATA Capital 12.50% – 19.50% 1.25% – 2.50% NIL 72 working hours