Purba Bardhaman - 713103, WB
1No Ichhlabad Road, Parbirhata, (Opp. Vidyarthi Bhavan Boys High School)
Monday - Friday
9:30 AM - 6:30 PM
1No Ichhlabad Road, Parbirhata, (Opp. Vidyarthi Bhavan Boys High School)
9:30 AM - 6:30 PM
1No Ichhlabad Road, Parbirhata, (Opp. Vidyarthi Bhavan Boys High School) | Sripally – 713103, Purba Bardhaman, West Bengal
| Bank Name | Interest Rates | Processing Fees | Fore Closure Charges | Disbursal Time |
|---|---|---|---|---|
| Standard Chartered Bank | 11.50% – 18% | 0 – 1% | Upto 5% | 3-4 Working Days |
| ICICI Bank | 11% – 17.50% | 0.50% – 2.25% | Zero above 10 lakh & 12 EMI Paid, Otherwise 5.00% | 48 working hours |
| HDFC Bank | 10.75% – 13.45% | upto 3999 + GST | Zero above 10 lakh, Otherwise 4.00% | 48 working hours |
| SBI Bank | 11.95% – 16.55% | 2.00% – 3.00% | NIL | 72 working hours |
| Bajaj Finserv | 11.99% – 16.00% | Upto 2.00% | Upto 4% post 1st EMI clearance | 48 working hours |
| Kotak Bank | 11.29% – 20.15% | Rs.999 – 2% | Zero above 10 lakhs loan amount, Else 5.00% | 60 working hours |
| Fullerton India | 11.99% – 26.00% | 2.00% | Upto 7.00%, 0% after 3 years | 48 working hours |
| Axis Bank | 15.00% – 20.00% | 2.00% | N.A | 60 working hours |
| TATA Capital | 12.50% – 19.50% | 1.25% – 2.50% | NIL | 72 working hours |
| Bank Name | up to 30 lacs | 30-75 lacs | 75 lacs & above | Processing fees |
|---|---|---|---|---|
| HDFC | 9.75% – 10.50% | 9.75% – 10.50% | 9.75% – 10.50% | Maximum of 1% of loan amount |
| Ing vysya | N.A | N.A | N.A | 1% |
| ICICI Bank | 11.35% | 11.35% | 11.35% | 0.25% of the loan amount or Rs.50000 +GST whichever is higher |
| Axis Bank | 11.00% – 12.10% | 11.00% – 12.10% | 11.00% – 12.10% | 1% or Rs 5000 (whichever is higher) |
| Indiabulls | 10.60% – 14.50% | 10.60% – 14.50% | 10.60% – 14.50% | 0.50% to 1.00% |
| Bank Name | Loan to Property Value | Interest Rates | MCLR Rates | Processing Fee |
|---|---|---|---|---|
| State Bank Of India (SBI) | 75% – 90% | 7.90% – 8.45% | 7.80% | 0.35% + GST, Nil for Govt Employees |
| United Bank of India | 75% – 80% | 8.00% – 8.15% | 8.60% | N.A |
| HDFC Ltd | 75% -80% | 8.00% – 8.45% | 16.60% | Rs 10,000+ AT or 0.25% + AT ( Which ever is lower) |
| Bank of India | 75% – 85% | 8.10% – 8.40% | 8.55% | Nil |
| LIC Housing | 8.10% – 8.95% | 14.60% | Upto 0.50% of the loan amount or Rs.2,000 whichever is higher, plus applicable taxes. | |
| Vijaya Bank | Upto 80% | 8.15% – 8.65% | 8.55% | N.A |
| Bank of Baroda | 75% – 90% | 8.15% – 9.15% | 8.55% | Upto 0.5 % of loan amount + GST |
| Indian Bank | 80% – 90% | 8.20% – 8.55% | 8.60% | Nil |
| IDBI | 75% – 90% | 8.25% – 8.60% | 8.85% | Nil |
| ICICI Bank | Upto 85% | 8.25% – 8.70% | 8.75% | 0.50% Or 10,000 + GST , whichever is higher. |
| Allahabad Bank | 75% – 80% | 8.25% – 8.85% | 8.45% | Nil |
| Citibank | 75% – 80% | 8.50% | 8.45% | 0.5% + ST or Rs 25,000 + ST (whichever is higher) |
| AXIS Bank | 75% – 85% | 8.55% – 9.20% | 8.70% | Up to 1% of the Loan amount subject to minimum of Rs.10,000/- |
| UCO Bank | 75% – 80% | 8.70% – 8.95% | 8.55% | Nil |
| PNB Home Loan | 75% – 80% | 8.75% – 8.85% | 8.45% | 0.35% of the loan amount Minimum- Rs. 2,500/- Maximum- Rs. 15,000/- |
| Indiabulls Housing Finance Limited | 75% – 80% | 8.80% – 12.00% | 9.50% | Nil |
| Union Bank of India | 65% – 80% | 8.85% – 8.95% | 8.65% | 0.50% of loan amount subject to a maximum of 15000 + GST |
| Kotak Bank | up to 90% | 8.90% – 9.25% | 8.65% | Nil |
| PNB Housing Finance | 75% – 80% | 8.95% – 9.45% | 8.45% | Rs. 5000 (Application fee) |
| Bajaj Finserv | 75% – 80% | 9.05% – 11.15% | Nil | |
| Federal Bank | Upto 85% | 9.10% – 10.00% | 8.95% | N.A |
| Standard Chartered | Upto 80% | 9.41% | 8.90% | Nil |
| DHFL | 80% – 85% | 9.75% | 18.82% RPLR | Upto Rs. 20,000 + document charges + GST |