Economics Solution Pvt. Ltd.

Purba Bardhaman - 713104, WB

Bhangakuthi, opposite of Maharashtra bank

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AD Economics Solution Pvt. Ltd.

Bhangakuthi, opposite of Maharashtra bank. 1st floor | Burdwan 713104, Purba Bardhaman, West Bengal
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Compare Top Personal Loan Banks on the Basis of Interest Rates, Processing Fees, Prepayment Charges & Approval Time

Bank NameInterest Rates Processing Fees Fore Closure Charges Disbursal Time
Standard Chartered Bank 11.50% – 18% 0 – 1% Upto 5% 3-4 Working Days
ICICI Bank 11% – 17.50% 0.50% – 2.25% Zero above 10 lakh & 12 EMI Paid, Otherwise 5.00% 48 working hours
HDFC Bank 10.75% – 13.45% upto 3999 + GST Zero above 10 lakh, Otherwise 4.00% 48 working hours
SBI Bank 11.95% – 16.55% 2.00% – 3.00% NIL72 working hours
Bajaj Finserv 11.99% – 16.00% Upto 2.00% Upto 4% post 1st EMI clearance 48 working hours
Kotak Bank 11.29% – 20.15% Rs.999 – 2% Zero above 10 lakhs loan amount, Else 5.00% 60 working hours
Fullerton India 11.99% – 26.00% 2.00% Upto 7.00%, 0% after 3 years 48 working hours
Axis Bank 15.00% – 20.00% 2.00% N.A 60 working hours
TATA Capital 12.50% – 19.50% 1.25% – 2.50% NIL 72 working hours

Interest Rates and processing fees charged by Major Banks on Loan against property

Bank Nameup to 30 lacs30-75 lacs 75 lacs & above Processing fees
HDFC9.75% – 10.50%9.75% – 10.50%9.75% – 10.50%Maximum of 1% of loan amount
Ing vysya N.A N.A N.A 1%
ICICI Bank 11.35%11.35%11.35%0.25% of the loan amount or Rs.50000 +GST whichever is higher
Axis Bank 11.00% – 12.10%11.00% – 12.10%11.00% – 12.10%1% or Rs 5000 (whichever is higher)
Indiabulls 10.60% – 14.50% 10.60% – 14.50% 10.60% – 14.50%0.50% to 1.00%

Major Home Loan providers in India

Bank NameLoan to Property ValueInterest RatesMCLR RatesProcessing Fee
State Bank Of India (SBI) 75% – 90%7.90% – 8.45%7.80%0.35% + GST, Nil for Govt Employees
United Bank of India75% – 80%8.00% – 8.15%8.60%N.A
HDFC Ltd 75% -80%8.00% – 8.45% 16.60%Rs 10,000+ AT or 0.25% + AT ( Which ever is lower)
Bank of India75% – 85%8.10% – 8.40% 8.55%Nil
LIC Housing8.10% – 8.95% 14.60%Upto 0.50% of the loan amount or Rs.2,000 whichever is higher, plus applicable taxes.
Vijaya BankUpto 80%8.15% – 8.65% 8.55%N.A
Bank of Baroda75% – 90%8.15% – 9.15% 8.55%Upto 0.5 % of loan amount + GST
Indian Bank80% – 90%8.20% – 8.55% 8.60%Nil
IDBI75% – 90% 8.25% – 8.60% 8.85% Nil
ICICI BankUpto 85% 8.25% – 8.70% 8.75% 0.50% Or 10,000 + GST , whichever is higher.
Allahabad Bank75% – 80% 8.25% – 8.85% 8.45% Nil
Citibank75% – 80% 8.50% 8.45% 0.5% + ST or Rs 25,000 + ST (whichever is higher)
AXIS Bank75% – 85% 8.55% – 9.20% 8.70% Up to 1% of the Loan amount subject to minimum of Rs.10,000/-
UCO Bank75% – 80% 8.70% – 8.95% 8.55% Nil
PNB Home Loan75% – 80% 8.75% – 8.85% 8.45% 0.35% of the loan amount
Minimum- Rs. 2,500/-
Maximum- Rs. 15,000/-
Indiabulls Housing Finance Limited75% – 80% 8.80% – 12.00% 9.50% Nil
Union Bank of India65% – 80% 8.85% – 8.95% 8.65% 0.50% of loan amount subject to a maximum of 15000 + GST
Kotak Bankup to 90%8.90% – 9.25%8.65%Nil
PNB Housing Finance75% – 80% 8.95% – 9.45% 8.45%Rs. 5000 (Application fee)
Bajaj Finserv75% – 80% 9.05% – 11.15% Nil
Federal BankUpto 85% 9.10% – 10.00% 8.95%N.A
Standard CharteredUpto 80% 9.41% 8.90%Nil
DHFL80% – 85%9.75%18.82% RPLRUpto Rs. 20,000 + document charges + GST